Netwinner - You Play, They Pay

Netwinner is a lotto style game that's absolutely free to play. You choose four numbers between 00 and 99, and one number from 0 to 9. There are compared to pre-selected numbers and, if any match, you're a winner. Obviously the more you match, the more you win. You can win cash or points. Granted, it's not the most exciting game you'll ever play. But it is simple (okay, mindless). I usually play while watching TV, especially when the wife and I are watching different shows in different rooms.

The points accumulate and are redeemed for gift cards to stores like Circuit City, Barnes & Noble, Gap and Bath & Body Works. You can even get a reloadable MasterCard Debit Card. It's advertiser supported, which is how they keep the cost at zero.

There's also a pretty good referral system: you get points when people you refer sign up, and you receive a percentage of whatever cash and points they win. It doesn't come out of their winnings; it's in addition to them. Remember, this program has names like Circuit City and Barnes & Noble behind it. Those gift cards make great gifts for birthdays or Christmas.

Important note: After you sign up, you should immediately verify your email address. Don't worry, there's no spam. I've only received two emails from them. Just go to the "My Account" page and click on "Verify Email". This ensures that you and your referrer get the payouts you earn.